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Marie-Luc Robert currently serves as the Associate Head of Actuarial for Life & Health at BF&M Group, a position held since July 2011, with expertise in individual life, group life & health, annuities, reinsurance, valuation, pricing, finance, accounting, and dynamic capital adequacy testing. Prior experience includes roles as an Actuarial Consultant at Eckler Ltd. from May 2006 to June 2011, and as an Assistant Professor at UQAM from September 2007 to December 2009. Additionally, Marie-Luc worked as an Actuarial Manager at Munich Reinsurance (Canada Branch Life) from 1995 to 2006 and began a career as an Actuarial Student at Towers Perrin in the summer of 1994. Academic qualifications include a B.Sc. in Actuarial Science from Université Laval and a D.E.C. in Pure Sciences from Cégep de Sainte-Foy.