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Fabio Marrata is an experienced credit management professional with a strong background in credit analysis and recovery, particularly within the public administration sector. Currently serving as a Credit Manager at BFF Banking Group since October 2019, Fabio specializes in the analysis and management of non-judicial credit recovery for leading companies such as Enel Energia Spa and Telecom. Prior roles include Senior Field Advisor at KRUK Italia S.r.l., where responsibilities involved managing credit portfolios for major banking clients, and Credit Manager at Europa Factor SpA, where Fabio executed comprehensive credit management tasks for leading energy companies. Education includes an Executive Master in Balance Analysis from Luiss Business School and a degree in Jurisprudence from the University of Florence.