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Terrance Charles is an accomplished executive with extensive experience in human resources across various sectors. Currently, Terrance serves as the Head of Human Resources for UK & Europe at Berkshire Hathaway Specialty Insurance, where a focus on long-term risk solutions and customer care is emphasized. Prior roles include VP of Human Resources at Allied World, Regional HR Director for Asia at RSA, and Head of HR & Administration at Cemena Holding Company. Additional experience encompasses HR leadership positions at GFH Financial Group, Citigroup, Tullett Prebon, Servista, eSouk.com, and Klerk's Packaging B.V. Terrance holds a Bachelor's degree in Human Resource Management from Rotterdam University of Applied Sciences and has pursued further education in finance at INSEAD and Cranfield University.