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Annette Abay-Abay CPCU is an accomplished executive underwriter with extensive experience in the agribusiness sector. Since April 2018, Abay-Abay has held the position of Executive Underwriter at Berkley North Pacific Group, focusing on Commercial Agribusiness and Farm & Ranch business. Prior to this role, Abay-Abay served as an Underwriting Specialist at Allianz Global Corporate & Specialty and worked as a Commercial Agribusiness/Farm Underwriter at Fireman's Fund Insurance Company. Abay-Abay's career began at Unigard Insurance Company, where various roles included Senior Personal Lines Marketing Underwriter and Personal Lines Underwriter, contributing to profitable business growth in California. Abay-Abay's educational background includes an Associate in Personal Insurance from the Insurance Institute of America and studies at Bellevue Community College.