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Mukti Kharga has a strong background in finance and sales, with experience in companies like Benori Knowledge, Evalueserve, and ICICI Bank. Holding various management positions, Mukti has demonstrated expertise in credit risk management and mortgages. They have academic qualifications in finance and chemistry from reputable institutions such as Institute of Finance & Management, Lucknow University, Hansraj College, and Convent of Jesus & Mary.