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Julia Kosa is a Senior Corporate Analyst currently at Bendigo and Adelaide Bank. With a background in corporate banking and loans markets, Julia has experience at Rabo AgriFinance and ANZ in various roles such as Senior Analyst, Manager, and Senior Manager in different segments of the banking industry. Julia has extensive experience working with High Net Worth clients, managing relationships with High Risk customers, providing support through various projects and policies, and specializing in sectors like Utilities, Infrastructure, Government, and Education. Julia holds a Graduate Diploma in Applied Finance and Investment from FINSIA and a Bachelor of Commerce with a specialization in Finance from the University of Wollongong.