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Matt Gruchalla began their career at Cornerstone Bank in 2006 as a Business Banker and worked there until 2010. In 2010, they joined Bell Bank as a Credit Officer and held that position until 2016. Matt then moved up to Vice President - Commercial Lending at Bell Bank, and from February 2022 they have been serving as the Senior Vice President - Commercial Banking at Bell Bank.

Matt Gruchalla attended Augustana University (SD) from 1997 to 2001, where they pursued a double major in Business Administration and Psychology. Matt successfully obtained a Bachelor of Business Administration (BBA) degree upon completion of their studies.