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Rohit Raman has over a decade of experience in credit authorization and risk management, currently serving as Vice President of ECM Strategies at Barclays since September 2013. In this role, Rohit leads initiatives related to Credit Authorization strategies and credit abuse mitigation for the Barclaycard division. Previously, as Assistant Vice President, Rohit managed similar strategies for the Barclaycard portfolio. Rohit also has a solid background in model risk management, with expertise in scorecard development and validation of various decision models. Prior to Barclays, Rohit worked as a Senior Business Analyst at EXL, specializing in application scorecard development. Rohit holds a Bachelor of Engineering in Computer Science and Engineering from the Birla Institute of Technology, Mesra, obtained in 2010.