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Pankaj Gharat's work experience includes serving as the Chief Financial Officer at Banswara Syntex Ltd. since March 2022. Prior to that, they held the same position at Being Human Clothing from June 2019 to March 2022. Before that, they worked at Mercator Shipping Ltd as the EA to CEO & Sr.Manager Finance from June 2017 to June 2019. Pankaj Gharat also has experience as a Senior Finance Officer at JBF Industries Ltd from March 2013 to July 2017.

Pankaj Gharat began their education journey in 2007 at The Institute of Chartered Accountants of India, where they pursued a degree in Accounting and Finance. Pankaj successfully completed this degree in 2012. In the same year, they enrolled at The Institute of Company Secretaries of India to further their education in the field of Company Secretary. Additionally, in 2012, Pankaj Gharat also studied at ICAI for a degree in Chartered Accountant, although it is not specified whether they completed this degree or not. Prior to these professional institutes, there is no information available regarding Pankaj Gharat's education background.