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Tracy Hayden has a diverse work experience in the banking industry, spanning over several decades. Tracy started their career at Citizens & Southern National Bank in 1982 as a Commercial Relationship Manager, where they also served as a Management Associate until 1984. Tracy then joined Wachovia in 1993 as a Vice President in Commercial Lending, and later became the Vice President of Loan Administration from 1999 to 2003. In 2003, they transitioned to BankSouth, where they initially worked as a Senior Lender until 2006 when they were promoted to the role of Chief Credit Officer.

Tracy Hayden obtained a Bachelor's degree in Business Administration and Management, General from William & Mary. Tracy completed their studies at the institution from 1978 to 1982.