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Krzysztof Watral is an experienced R&D Team Manager and Software Engineer at Bank Pekao S.A. since October 2017, where responsibilities encompass project lifecycle management, including roles as architect, software engineer, DevOps, and Scrum Master. Previous positions include Enterprise Architect focused on documenting banking IT architecture and AI/ML research, and Senior Software Engineer on the Split Payment project. Prior to Bank Pekao S.A., Krzysztof worked as an Independent Java Developer at Magnetic Point Interactive and Cognifide, developing Adobe CMS solutions. Additional experience includes roles as Software Architect at SB Betting Software and Major Specialist at Bank Pekao, along with foundational experience as an IT Consultant and Developer at Consileon Polska and Softline Polska, starting from an internship as a Junior Tester. Krzysztof holds an MSc in Information Technology from West Pomeranian University of Technology in Szczecin.