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Nikolai Kozin possesses extensive experience in treasury management and operations, currently serving as Treasury Service Manager at Bank of the Sierra since March 2023. Prior roles include Treasury Management Analyst at American Business Bank, where responsibilities encompassed account monitoring, client training, and executive reporting from July 2015 to March 2023. Previously, Nikolai worked at Rabobank as Operations Representative IV, managing account monitoring and reconciliation tasks, and served as Operations Manager at Nema International, overseeing data entry and budgeting functions. Earlier in the career, Nikolai was a Credit Analyst at Rabobank, focusing on efficiency improvements and maintaining credit databases. Nikolai holds a Bachelor of Arts in Economics with an emphasis in Accounting from UC Santa Barbara.