Joseph Howard currently serves as the Head of Asset Management at BSP Financial Group Limited since November 2022. Previously, Joseph held several positions at Westpac, including Head of Operations at Westpac Institutional Bank from January 2018 to August 2022, and Manager of Corporate Services and Procurement from April 2013 to December 2017. Earlier in their career at Westpac Banking Corporation in Fiji, Joseph progressed through various roles from Teller/Customer Service Officer to Checking Officer between October 2004 and April 2013. Joseph completed education at Yat Sen Secondary School from 1999 to 2003.