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Bhumika Agarwal is a seasoned professional with extensive experience in business analysis and consultancy. Currently serving as a Pega Lead Business Architect at Bank of New Zealand since September 2024, Bhumika previously held roles as Senior Business Analyst Lead at Callaghan Innovation and Senior Business Analyst at Datacom. Bhumika's career began at ASB Bank, where responsibilities included working as a Senior Software Engineer and Consultant, focusing on business analysis, test planning, execution, and team mentoring. Earlier experience at Infosys involved leading the SAP FI team as a Senior Associate Consultant and contributing to various projects as a Business Analyst and Test Consultant. Bhumika holds an MBA in Accounting and Finance from Balaji Institute of Modern Management and a degree from Delhi University.