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Matt Parham began their work experience in 1988 with the Mississippi Army National Guard, serving until 2009 when they retired. In 2008, they joined Bank of Commerce in the role of President. Matt continued in this position at Bank of Commerce in Oxford, MS. The end dates for both roles at Bank of Commerce are not specified.

Matt Parham attended Greenwood High School from 1977 to 1980. From 1980 to 1984, they studied Accounting and Business at the University of Mississippi, earning a degree in Accounting. Later, from 2006 to 2008, they attended Louisiana State University for banking graduate school, focusing on banking. There is no information provided about any degrees or fields of study at Greenwood High School.