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Zainuddin Samaludin earned his Bachelor of Laws degree at Brawijaya University in 1991. He joined PT Bank MNC Internasional Tbk as Chief Officer in 2016.

He started his banking career in 1993 at Citibank, NA as Citiphone Officer, holding several positions until his last position as Country Employee & Industrial Relations Head. In 2013 he continued his career at CIMB Niaga Auto Finance as Collection Director and lastly served as Sales & Marketing Director. In 2016, he served as Card and Merchant Operation Group Head at Bank CIMB Niaga before joining MNC Bank as Chief Risk Officer.