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Bilal Husain currently serves as the Head of Operational Risk Management at BIBD Bank Islam Brunei Darussalam since November 2022. Previously, Bilal was the Vice President of Group Operational Risk at Habib Bank AG Zurich from May 2020 to August 2022, and served as the Assistant Vice President of Operational Risk at United Bank Limited from November 2015 to May 2020, focusing on operational risk reviews and assessments across multiple regions. Early career experiences include roles at NIB Bank Limited, where Bilal held positions as a Credit Risk Analyst and Operational Risk AVP, with responsibilities in evaluating credit proposals and implementing risk management processes. Bilal holds a Master in Business Administration with a focus on Finance from the PAF-Karachi Institute of Economics & Technology, completed in 2007.