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Andrei-Ciprian Balanoiu currently holds the position of Head of Transactional Banking, Bancass & Investment Products at UniCredit Bank Austria AG since January 2021. Prior to this role, Andrei-Ciprian has held various leadership positions within UniCredit Services, including Head of Foreign Payments and Cheques AT, Project Manager, Head of Incoming Payments and Bank to Bank Transfer, and Head of Competence Center for Direct Debit & Monitoring. Andrei-Ciprian also participated in the UniCredit Talent Management Review Program at UniCredit Business Integrated Solutions. With a Master's degree in Communication and Public Relations and a Bachelor's degree in European Studies, Andrei-Ciprian Balanoiu has a strong background in banking operations, payments, investment products, and managerial skills.