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Naike Sainz is a seasoned professional in the financial services and digital product sectors, currently serving as Global Digital Product Lead and Business Development & Partnerships Director at Santander since January 2025. Previously, Naike held the position of Chief Operating Officer at Kintai, overseeing operations, product development, finance, and HR for innovative working capital solutions, and served as Chief Operating Officer at Verse Technologies Inc., where management encompassed daily operations across multiple European countries. Naike's extensive experience at Accenture Strategy & Consulting included senior managerial roles focused on financial services in regions such as Iberia, Latam, the UK, and the Middle East. Expertise encompasses payments, investment, lending, insurance, and operational transformations, highlighted by the successful design and launch of the Bizum payment network, which now boasts 28 million users. Educational background includes advanced degrees from Northwestern University's Kellogg School of Management, CUNEF, and the University of Deusto.