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Jose Romero Casado has extensive experience in the financial sector, currently serving as the RISK GROUP V.P. Director for the Empresas segment at Banco Santander since August 2008. In this role, Jose manages a team of eight and oversees the Commercial Banking segment for companies, institutions, and real estate. Previous positions at Banco Santander include Corporate Global Risk Portfolio Manager, responsible for the Global Credit Risk area, and Unit Director from 2008 to 2013. Prior to joining Banco Santander, Jose served as CFO at COSMANI, focusing on treasury, financial planning, and accounting. Jose's experience also includes a role as Deputy CFO at Inmobiliaria Espacio, where expertise in financial management and real estate developments was gained. Educational qualifications include a PDD from IE Business School and a Master's in Financial Management from EOI.