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Graham Smith is an experienced finance professional with a robust background in real estate and commercial lending. Since February 2018, Graham has served as Director of Real Estate Finance at Santander UK, focusing on managing portfolios and identifying new opportunities for established real estate investors. Prior to this role, Graham held various positions at Banco Santander, including Regional Director of the Portfolio Management Team and Head of Commercial Lending, overseeing SME financing. Graham's career began at Barclays, where a progressive tenure concluded as Corporate Relationship Manager, managing a diverse portfolio of business clients. Graham holds a BTEC National Diploma in Banking and Finance from City of London College and completed education at Ilford County High School for Boys.