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Silvio De Carvalho currently serves as Chairman of the Board at J. Safra Holding S.A. and as a Board Member for Febraban and Safra. With an extensive background in leadership, Silvio held positions as Chief Executive Officer and Board Member at Safra, and previously was Chief Executive Officer at J. Safra Holding S.A. Silvio's career includes significant roles at FEBRABAN and various Safra companies, alongside academic contributions as a Professor and Doctor at the School of Economics, Business and Accounting at the University of São Paulo from 1980 to 2015. Silvio holds a Doctor's degree and a Master's degree from the University of São Paulo and has pursued education at Stanford University and INSEAD.