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Luis Javier Delgado is a seasoned financial professional with extensive experience in risk advisory and strategic planning. Currently serving as a Financial Risk Advisor at Banco Popular y de Desarrollo Comunal since January 2012, Luis manages strategic planning, action plans, and feasibility studies for various projects. Prior experience includes roles at Grupo Financiero Acobo, where Luis contributed to research and managed security-based mutual fund portfolios, and at Consejeros Económicos y Financieros, where support was provided in economic data collection and database improvements. Early career achievements include assisting with environmental policy integration projects at The Nature Conservancy. Luis holds an MBA in Business Administration from INCAE Business School, a Master's degree in Economics from Universidad de Costa Rica, and has participated in an exchange semester at the Rotterdam School of Management.