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Johan Ricardo Melo Gonzalez has extensive experience in the banking industry, having worked at Banco La Hipotecaria and Banco Caja Social in various operational and supervisory roles. Johan Ricardo is currently serving as Oficial de Atenciòn al Cliente Colombia and Analista de operaciones at Banco La Hipotecaria. Johan has a background in business administration, with degrees in Especialista en Alta Gerencia and Administrador de Empresas. Johan Ricardo has a strong focus on operational processes and customer service within the banking sector.