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Luciano Matarazzo Regno has been a career employee at Banco do Brasil for over 20 years. He holds a degree in Systems Analysis and a Masters in Computer Science from the Universidade Metodista de Piracicaba. He has a postgraduate degree in Marketing from Universidade Gama Filho and an MBA in Data Science and Analytics from the Universidade de São Paulo. Recently, he was Executive Manager in the Credit Department, where he has held various functions since 2017, including being responsible for credit policies, standards and methodologies for individuals and companies. He also worked at wholesale segment for 15 years, in customer relations, product management and credit strategy and is a member of the Support Committees for the Board of Directors of Gestora de Inteligência de Crédito S.A. -QUOD and EloPar.