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Alaor Marcelo De Oliveira is a seasoned risk and internal controls professional with extensive experience in corporate risk management, specializing in crisis management and business contingency programs. Currently serving as Senior Risk & Internal Controls Manager at Bradesco since September 2016, Alaor has implemented robust procedures related to Sarbanes Oxley, Risk Appetite Framework, and risk self-assessments. Previous roles at HSBC included Business Contingency Risk Manager and Regional Security Advisor, showcasing strong capabilities in developing corporate risk mitigation strategies and managing business continuity plans across multiple regions. Alaor holds multiple degrees, including an MBA from FGV and extensive certifications in corporate risk management and business continuity.