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Daniele Ghidoni has over 20 years of experience in the finance and technology sectors, currently serving as a Data Scientist and previously as a Credit Risk Analyst at Banca Sella Holding since June 2013. Prior experience includes roles as a Credit Business Analyst at Gruppo Banca Sella from January 2011 to June 2013, and as a Software Architect / Technical Analyst at Banca Sella Holding from March 2004 to December 2011. Earlier in the career, Daniele worked as a Technical Analyst at Nous Informatica from September 2002 to March 2004. Academic qualifications include a Bachelor of Engineering in Electrical, Electronics and Communications Engineering from Politecnico di Torino, obtained from 1994 to 2002, as well as a Perito capotecnico degree in Elettronica from I.T.I.S. Giulio Cesare Faccio, completed from 1998 to 2003.