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Lucian Mihail Sima is a highly skilled risk management professional with extensive experience in the financial sector. Currently serving as a Senior Risk Manager at BCR since January 2023, Lucian has a strong background in credit risk analysis and agrifinance. Previous roles include Credit Risk Analyst at BRD - Groupe Societe Generale from December 2014 to December 2022, and Commercial & SME Underwriting Officer at Garanti Bank Romania for a brief period in 2014. Lucian also held the position of Credit Analyst at Alpha Bank Romania between October 2011 and September 2014, and worked as a Consultant at Favo Investments & Consulting from June 2010 to October 2011. Lucian holds a Master's degree in Business Administration and Management from Academia de Studii Economice din București, obtained in 2014, and a Bachelor's degree in Domestic and International Financial-Banking Business Management from Universitatea Româno-Americană din București, completed in 2011.