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Elena Moroianu is a Risk Manager at BCR since August 2023, bringing extensive experience in credit risk management from previous roles at UniCredit Bank Romania and OTP Bank Romania S.A. As a Credit Risk Manager at UniCredit Bank Romania from August 2020 to August 2023 and a Risk Analyst at OTP Bank from January 2019 to August 2019, Elena has developed a strong expertise in the field. Early experience includes a student internship at the Ministerul Transporturilor, focusing on corporate governance. Elena holds a Master's degree in Data Science and Machine Learning from ENSAI and a Master's degree in Cibernetică și Economie Cantitativă from Academia de Studii Economice din București, where undergraduate studies were also completed.