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Michael Urtel has over 20 years of work experience in the banking and lending industry. Michael started their career at Ameriquest in 1996 as a Vice President and later moved on to Argent Mortgage in 2001 as an Executive Vice President. In 2007, they joined Citi as an Executive Vice President before transitioning to Abington Emerson in 2009 as a Managing Director. Currently, they hold the position of Senior Vice President at Banc of California since 2015.

From 1990 to 1995, Michael Urtel attended the State University of New York College at Potsdam. During this time, they pursued a Bachelor of Arts degree with a focus on Politics and Psychology as their field of study.