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Karthik Shanmugham has extensive experience in the insurance industry, having held key positions at various companies. Currently serving as Vertical Head for Automotive & Key Accounts and previously as National Head of Key Accounts at Bajaj Allianz General Insurance Co. Ltd., Karthik has also worked as National Manager for Automotive Practice at Liberty Videocon General Insurance and held multiple roles at ICICI Lombard, including AVP for Retail Products and Senior Product Manager. Karthik holds an MBA in International Business from Symbiosis Institute of Management Studies and a B.Sc. in Electronics from Savitribai Phule Pune University.