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Debraj Banerjee possesses extensive experience in credit risk management and finance within the automotive and construction sectors. Currently serving as Vice President - Credit Risk and Policy at Axis Bank, Debraj has previously held significant roles such as National Manager - Credit at Volkswagen Finance Private Limited and Functional Lead - Product and Policy at Toyota Financial Services, focusing on supply chain finance. Earlier career highlights include managing business banking at HDFC Bank and overseeing project finance at Srei Infrastructure Finance Limited.