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Julia Arruda Carvalho is a residential underwriter at Axiom Mortgage Solutions, where Julia reviews mortgage applications and supporting documents for accuracy and compliance. Prior to this role, Julia worked as an operational manager and client care manager at Spire Mortgage Team and as a junior estimator at Modus Structures Inc. Julia also has experience as a student estimator at EllisDon. Julia holds a diploma in Civil Engineering Technology/Technician from Southern Alberta Institute of Technology.