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Joanie Hughes is an accomplished executive with extensive experience in the insurance and financial services sectors. Currently serving as Managing Director for Personal Lines at Aviva, Joanie previously held the position of Chief Executive Officer at FNZ Europe and FNZ Ireland, overseeing business development and strategic growth. Joanie's career includes significant roles at Bank of Ireland, where leadership extended to transformation initiatives, general insurance business management, and mortgage strategy development. Joanie also served as Chief Underwriting Officer for Aviva Ireland and made notable contributions at Aviva Europe and ACE Group, consistently driving growth and enhancing operational performance. Joanie holds a degree in Science, Maths, Statistics, and Biochemistry from University College Dublin.