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Victor Nikulin is an experienced data analyst currently working at Avenue Living Asset Management since March 2021, focusing on developing business intelligence solutions within an Agile Data Science & Analysis team. Previously, Victor served as a Technical Product Manager at RCI Bank and Services, leading a team on complex technical implementations, and as a Business Systems Analyst at both Home Credit and Finance Bank and CDC, Group of Companies, where responsibilities included requirements gathering, process evaluation, and optimization. An early career included positions as a Sales Specialist at ANCOR and a Dealer Relations Specialist at MegaFon, emphasizing client project management and sales improvement. Victor holds a Master's degree in Quality Management from Mordovia State University and completed additional programming education at Goodprogrammer.ru.