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Ravi Prashant Ramaswamy is a seasoned finance professional with extensive experience in credit analysis and risk assessment. Currently serving as a Senior Credit Analyst at AutoCapital Canada Inc. since May 2019, Ravi specializes in assessing customer creditworthiness and authorizing loan applications. Prior to this role, Ravi spent over a decade at Union National Bank as a Credit Analyst and Officer, where responsibilities included monitoring credit applications and developing client relationships. Earlier career experience includes roles at American Express, managing loan documentation for corporate clients, and HSBC, focusing on processing high-value financial documents. Ravi holds a Master of Business Administration in Finance from the All India Management Association and a Bachelor of Commerce from Sri Aurobindo College.