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Novia Tamara Ayuningtyas is an experienced sales and business development professional with a diverse background spanning several industries. Currently serving as an Area Sales Manager at Atradius since February 2024, Novia previously held the position of Area Sales Lead at Zinc Group and Senior Business Development Manager at OYO Indonesia, where responsibilities included leading teams, fostering partner relationships, and driving strategic initiatives. Novia's career began in banking and consulting, with early roles at CIMB Niaga and PT Bank Mega Tbk. Notably, Novia holds a Master’s degree in Marketing Management from Universitas Airlangga and a Bachelor's degree in Industrial Engineering from Universitas Surabaya.