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Hanjo Verbaan is an experienced professional in product ownership and project management, currently serving as Product Owner ALM at Athora Netherlands since December 2020. Verbaan's career includes various roles at VIVAT from July 2014, such as Product Owner, Agile Project Manager, Scrum Master, Project Manager Finance & Risk, and Senior Business Controller. Prior experience includes positions at SNS REAAL, where Verbaan worked as Inkoop Controller and Business Analist, as well as roles at AXA Verzekeringen, including Procurement Business Analist and Project Coordinator. Hanjo Verbaan holds a degree in Technische Bedrijfskunde from Hogeschool van Utrecht, obtained between 1998 and 2001.