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Udy Agarwal started their work experience in 1990 as a Managing Director at USB International. Udy held this role until at least 1990. In 2011, they became a Director at U&M Agarwal property investments and in 2014, they took on the position of Director at Athena Care Homes (UK) Ltd. In 2017, they became the Managing Director at Jam real estate ltd.

Udy Agarwal attended King Edwards School in Edgbaston, Birmingham, West Midlands from 1980 to 1987, where they completed their high school education earning A levels. Following this, Udy Agarwal enrolled at The London School of Economics and Political Science (LSE) from 1987 to 1990. At LSE, Udy earned a Bsc Econ with Acc & Fin degree and a Bachelor of Science (BSc) degree, majoring in Economics, Accounting and Finance.