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Ricky Leonardo is an experienced marketing and insurance professional with a diverse background in leadership roles across various companies. Currently serving as the Head of Marketing Commercial at PT.Asuransi Harta Aman Pratama TBK since August 2021, Ricky previously held the position of Head of Marketing at Asuransi Candi Utama. Notable earlier roles include Associate Director and General Manager Property at FPG Insurance, and Sr. Underwriter of Property & Engineering at Mega Insurance. Ricky began a career in insurance with AIG as Sr. Underwriter of the SME Department, following a significant tenure at PT. Kalibesar Raya Utama (KBRU Insurance Brokers) in various marketing and account management capacities. Ricky holds a Bachelor's degree in Industrial Engineering from Trisakti University, completed in 2002.