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Jaya Rajan is a seasoned professional with extensive experience in product management, particularly in payments, lending, and buy now pay later (BNPL) solutions. Currently serving as a Senior Product Manager at Astra Tech, Jaya is responsible for developing innovative lending and payment product lines for the MENA region. Prior experience includes significant roles at Postpay, where oversight of the end-to-end BNPL customer experience led to notable increases in cart uptakes and gross merchandise value while maintaining low non-performing loan rates. At Emirates Group, Jaya excelled as a Senior Product Owner, contributing to substantial revenue growth and cost savings through effective payment orchestration strategies. Jaya's career began at Caritor Solutions India Pvt Ltd, and educational qualifications include a Post Graduate Program in Data Analytics from Purdue University and a Master of Computer Applications from Mahatma Gandhi University.