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Philip Hough is the Head of EMEA & LATAM at Aspen Insurance Group, with experience in various roles including Global Head of Property Reinsurance, Managing Director in Asia Pacific, and Head of Property Treaty Europe at Aspen Re. Prior to working at Aspen, Philip served as Vice President - Senior Underwriter at TRANSRE and as a Property Facultative Underwriter at Mercantile & General Reinsurance Company. Philip holds a BA (Hons) in German with French from the University of Stirling and is a member of the Chartered Insurance Institute with a degree in ACII Insurance. Additionally, Philip attended the University of Cologne for Literary Studies.