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Ryan Holmes is a Research Associate at ask2.ai since June 2022, previously serving as a Research Assistant. Before this role, Ryan worked as a junior credit analyst at 40|86 Advisors from June 2020 to August 2020, focusing on assessing the creditworthiness of large-cap firms, analyzing industry-standard financial reports, building financial models, and conducting fundamental analyses of fixed-income investment opportunities. Ryan holds a Master of Science in Financial Engineering from Columbia University, completed in December 2022, and a Bachelor's degree in Finance and Financial Management Services, as well as Mathematics, from Butler University, earned in 2020.