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Cheryl Allen has over 24 years of experience in the insurance industry. From 1993 to 2017, they worked for Guardian Life Insurance Company as a Disability Income Specialist. During this time, they offered a range of disability products and programs to professionals, executives, and business owners. In November 2017, they joined Ashford Advisors as the Director of Brokerage Sales, where they became a Financial Representative of The Guardian Life Insurance Company of America®.

Cheryl Allen attended Brenau University, where they pursued a Bachelor of Science (B.S.) degree in Biology. Later, they enrolled at the University of Mississippi Medical Center to further their education but did not complete a specific degree. However, they studied in the field of Medical Technology at the institution.