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Zainal Arifin is an experienced Chief Technology Officer with a strong track record in technology strategy, software architecture, and digital transformation. Currently serving as CTO & Director at Asetku since December 2021, Zainal focuses on technology strategy, systems infrastructure, and ensuring the security and scalability of technology solutions. Previous roles include leading technological advancements at BakingWorld.id and MyBrand Indonesia, where Zainal significantly contributed to the development of innovative applications and platforms for the EduTech and eCommerce sectors. Additional expertise encompasses managing technology compliance at UangTeman and overseeing ERP development at Wall Street English Indonesia. Zainal holds degrees in Informatics Management and Web Design, complemented by a solid background in financial engineering and IT security across various organizations.