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CMA Siyaram Sharma has over a decade of experience in finance and credit management, currently serving as Branch Credit Manager (Deputy Manager) at ART Housing Finance (India) Ltd since February 2020, focusing on home loans. Prior roles include Credit Manager at Aavas Financiers Ltd and Assistant Manager at Alankit Assignments Ltd, where responsibilities encompassed home loan services and GST management respectively. Additional experience includes positions as a credit executive at A G D G & Associates, accountant at Nagor Agroteach Pvt Limited, and CA article ship training at A.O. Mittal & Association Chartered Accountants. Siyaram Sharma holds multiple degrees, including CMA from The Institute of Cost Accountants of India, Final One Group from The Institute of Company Secretaries of India, an MBA from the University of Rajasthan, and a Bachelor of Commerce from the same university.