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Nick Varnitski has a strong background in software development and IT consulting, particularly in the financial industry. Nick founded Armada Labs in 2003, where they served as the CEO and focused on providing software solutions for the FinTech industry, including expertise in AWS cloud technologies and consulting services for financial companies. In 2001, they also founded Prime Debt Soft, a company that offered debt management and settlement software. In 2010, Nick founded UGotiate, a debt resolution platform, and in 2012, they founded PayLine Direct, an online payment processing tool for debt collection agencies. More recently, in 2018, they founded Health.Finance, and in 2020, they founded Paydit, an automated debt collection and settlement platform. Prior to their entrepreneurial ventures, Nick worked at EPIC Loan Systems as a Business Developer and Project Coordinator from 2009 to 2011.

Nick Varnitski obtained a Bachelor of Science (BS) degree in International Business from Belarusian State Economic University, where they studied from 1995 to 2000. In addition to their formal education, they have also obtained several certifications. In 2014, they became an Amazon AWS Technology Partner. In 2018, they achieved the AWS Business Professional Accreditation from Amazon Web Services. Most recently, in April 2020, they completed the course "Machine Learning: From Data to Decisions" at the Massachusetts Institute of Technology.