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Vardges Ghahramanyan, CFA, FRM, currently serves as the Head of the Financial Risk Management Unit and the Head of Liquidity and Market Risk Management Unit at Ardshinbank CJSC since June 2014. In addition, Vardges has been a lecturer on financial risk management at the Armenian State University of Economics (ASUE) since September 2020. Prior to these roles, Vardges held positions at VTB from May 2008 to June 2014 as the Head of the Financial Analysis Division and as a Senior Specialist in the Business Planning Division. Vardges holds a Master’s Degree in Mathematical Modeling in Economics and a Bachelor's Degree in Economics, both from Yerevan State University, and graduated from PHYSICO-MATHEMATICAL SCHOOL.