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Carlos Reyes has worked in the financial industry since 2010. Carlos began their career at BBVA as a Product Manager Acquirer and then moved on to become a Pricing and Limit Management Consultant, where they analyzed behavior profiles in the cardholder portfolio to identify delinquency triggers and implemented mitigation strategies. Carlos then worked as a Credit Risk Management Junior Analyst, where they analyzed data from the retail credit portfolio for persons and small businesses, tracked financial indicators, budget, scoring models, policies and procedures for credit admission, collection and recovery strategies, and reservation models. In 2018, they transitioned to a Product Owner Digital Payments role at BBVA. Most recently, in 2022, they took on the role of Lead Product Manager at Arcus.

Carlos Reyes obtained their Licenciatura en Actuaría in Estadística from the Universidad Nacional Autónoma de México between 2003 and 2008. Carlos has also obtained additional certifications in Behavioral Economics from the Tecnológico de Monterrey, Blockchain for Business from the Blockchain Academy México, and Modelos y Segmentación from Analyse Profesional Services.