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P.J. Goben has a diverse work experience in the field of collections, recovery, project management, and business development. Starting as a Collections Specialist at Fifth Third Bank in 1996, Goben went on to hold various roles at Automotive Finance Corporation, culminating in the position of Sr. Operations Manager. Subsequently, Goben worked as the Director of Business Development at Preferred Warranties Inc., Project Manager at BZK Custom Contracting LLC, and held leadership roles at US Auto Sales, including Director Of Account Services and Director of Servicing Operations. Currently, Goben is the Vice President of Collections and Recovery at Aqua Finance, Inc.

P.J. Goben attended Center Grove High School and later obtained a Bachelor of Business Administration (BBA) degree in Business Administration and Management from the University of Southern Indiana. Additionally, Goben has obtained various certifications on topics such as leadership, coaching, and time management through LinkedIn.